FIRST TIME HOMEBUYERS |
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ABC’s of Homebuying |
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The purpose of the ABC’s of Homebuying Program is to help participants gain an appreciation of what home ownership is all about and gain confidence in understanding and working with the people involved in the process. Contact: |
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Self Help Building Program |
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Homeowners who qualify, buy houses planned and developed by CAT staff using what is called “sweat equity” as their down payment. Contact: Casey Mitchell
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Pre-purchase Counseling |
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Program assists participants in reviewing current financial situation, review of credit history, creating a budgeting plan in order to save for a down payment and answers questions regarding loan documents. Contact:
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IDA – Individual Development Account |
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IDA’s are matched savings accounts that enable low-income families to save, build assets, and enter the financial mainstream. IDS’s reward the monthly savings of working families who are building towards purchasing an asset - most commonly buying their first home. Contact:
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| Lender Referrals | ||||
HUD approved Lenders: Clatsop County |
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Bank of Astoria Northwest Mortgage Group, Inc. |
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| Columbia County | ||||
Northwest Mortgage Group, Inc. St. Helens Community FED Credit Union |
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| Down Payment Assistance | ||||
Home Purchase Assistance Program (HPAP) The HPAP for first time homebuyers operates together with your lender who must be a member of the Oregon Bankers Association, to assist you in the purchase of your first home
Oregon Housing and Community Services Oregon Bankers Association 1-503-581-3522 |
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